Have we talked about Carol yet? Some years ago Carol started greeting friends she had not seen in a while with the number of months (actuarially speaking) they could expect to live. “Steve, how have you been? You’ve got more than 300 months left, that’s great!” According to the IRS Life Expectancy Table , I have 29.5 years left but that sounds much longer than 360 months. You’d think Carol would have few visitors but she shares her macabre calculations with such warmth and enthusiasm, it’s not as depressing as you’d think. I think it’s because she never expected any of us to get this far.

If you’d rather not travel to Kennett, Missouri, to find out how much time you have left, you can find what you need online. The Life Expectancy Calculator will “calculate your future life expectancy based on a mortality table for retired individuals.” Less, I would think. The Living to 100 Life Expectancy Calculator was designed to “translate what we have learned from studies of centenarians and other longevity research into a practical and empowering tool for individuals to estimate their longevity potential.” Roy said it best in Blade Runner. I need more.